Terms and Conditions

1. Acceptance of Terms

By creating an account, submitting information, or otherwise using any part of the Service, you confirm that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. These Terms apply to all visitors, users, and others who access or use the Service.

2. Description of Service

Urban Compass Careers provides AI-assisted data analysis and decision-support tools intended to help users organize and interpret information relevant to their personal financial or work-related activities. The Service is provided for informational purposes only and does not constitute financial, investment, tax, legal, or professional advice of any kind.

Outputs generated by the Service — including any analysis, summaries, projections, or suggestions — are generated using automated processes and may contain errors, omissions, or inaccuracies. You are solely responsible for evaluating the suitability of any information before relying on it or acting upon it.

3. Eligibility and Account Responsibilities

To use certain features of the Service, you may be required to register for an account. You agree to provide accurate, current, and complete information during registration and to keep such information up to date. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.

You must be of legal age in your jurisdiction to enter into a binding agreement in order to use the Service. By using the Service, you represent that you meet this requirement.

4. Acceptable Use

You agree not to use the Service to:

• Violate any applicable law, regulation, or third-party right;
• Upload or transmit malicious code, viruses, or harmful data;
• Attempt to gain unauthorized access to the Service, its systems, or related infrastructure;
• Reverse engineer, decompile, or otherwise attempt to extract the underlying methods or source code of the Service;
• Reproduce, resell, or redistribute any part of the Service without prior written consent;
• Use the Service in any manner that could disable, overburden, or impair its normal operation.

5. No Financial or Professional Advice

Nothing provided through the Service should be interpreted as a recommendation to buy, sell, hold, or otherwise act with respect to any financial instrument, investment, or business decision. Urban Compass Careers is not a licensed financial advisor, broker, or fiduciary. You should consult a qualified professional before making decisions based on information obtained through the Service.

6. Intellectual Property

All content, features, and functionality of the Service — including but not limited to text, graphics, logos, software, and design elements — are the property of Urban Compass Careers or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Service for personal, non-commercial purposes, subject to these Terms.

7. Fees and Payment

Certain features of the Service may be offered on a paid basis. Where applicable, pricing, billing cycles, and payment terms will be presented to you prior to purchase. All fees are non-refundable except where required by applicable law or expressly stated otherwise. Urban Compass Careers reserves the right to modify pricing at any time, with reasonable notice provided for existing subscribers.

8. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy of results. Urban Compass Careers does not warrant that the Service will be uninterrupted, error-free, or secure.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Urban Compass Careers, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless Urban Compass Careers and its affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising out of your use of the Service, your violation of these Terms, or your infringement of any third-party rights.

11. Termination

Urban Compass Careers reserves the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, Urban Compass Careers, or third parties. Upon termination, your right to use the Service will immediately cease.

12. Changes to the Service and Terms

Urban Compass Careers reserves the right to modify, suspend, or discontinue any part of the Service at any time. We may also revise these Terms from time to time. Material changes will be communicated through the Service or by other reasonable means. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Urban Compass Careers operates, without regard to conflict-of-law principles. This section should be updated to reflect the specific jurisdiction applicable to your business.

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

15. Contact

Questions regarding these Terms should be directed to Urban Compass Careers through the contact channels made available on our website.

Last updated: this placeholder document should be dated upon publication and reviewed periodically to remain accurate and current.